Personal Finance

Buyers, get moving: Today’s mortgage rates fall across all terms | Feb. 2, 2023

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Check out the mortgage rates for …

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Social Security and Medicare: What type of tax is withheld from payroll to fund mandatory spending?

Kknown as the Federal Insurance Contributions Act (FICA)it is a law that was enacted back in 1935 and it mandates a payroll taxi on the paychecks of employees. This money is collected in order to be used for funding the Social Security and Medicare programs. From the very start, this idea was that working people …

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Today’s Mortgage, Refinance Rates: Feb. 2, 2023

Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Mortgage rates inched up slightly earlier this week, but they’re still relatively low. …

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How Following This Dave Ramsey Advice Could Hurt You Financially

Just because someone says something with confidence does not mean they are right. Key points Ramsey suggests allowing your credit score to go extinct. A credit score is the primary way lenders, landlords, and employers can tell how you’ve managed money in the past. Finding a lender who will underwrite a mortgage without a credit …

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The Days of Netflix Password Sharing Are Coming to an End

The free ride you may have been enjoying won’t last forever. Key points Netflix has been lax about cracking down on password sharing in the past, but the practice is coming to an end. The streaming giant is soon expected to reveal plans to allow for shared accounts. If you’ve been using someone else’s Netflix …

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As the Fed raises rates by a quarter point, here’s where financial advisers are telling their clients to invest — and store — their money and colleges used pandemic-era relief funds to cancel nearly $1.5 billion in student debt

Hi MarketWatchers. Don’t miss these top stories. As the Fed raises rates by a quarter point, here’s where financial advisers are telling their clients to invest — and store — their money The Fed’s 25-basis-point move is its eighth consecutive straight interest-rate hike. Read More Colleges used pandemic-era relief funds to cancel nearly $1.5 billion …

As the Fed raises rates by a quarter point, here’s where financial advisers are telling their clients to invest — and store — their money and colleges used pandemic-era relief funds to cancel nearly $1.5 billion in student debt Read More »

4 Money Mistakes You Have to Stop Repeating Over and Over Again

It’s time to break that vicious cycle. Key points Mismanaging your credit cards could cost you a lot of money. Keeping an eye on your credit cards’ interest rates will make it easier to use the right cards for certain situations. Not prioritizing saving money could make it hard to meet your goals. Many of …

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SSI payment for February: Who will receive the new payments of up to $914 today?

Today, February 1, millions of Americans who applied for Supplemental Security Income (SSI) are about to receive or have already received their first check of the year. Since the COLA is now 8.7%, those receiving this benefit may see their check increase by up to $73 per month. That is, if they would normally receive …

SSI payment for February: Who will receive the new payments of up to $914 today? Read More »